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Math: 1,500 KSh Commission, 20 Levels Deep — What You Actually Earn
Let me walk you through the real numbers behind a multi‑level commission plan. No hype. Just the math, the scenarios, and the honest truth about how network income works.
I’ve been asked this question a dozen times: “If I earn 1,500 KSh when someone subscribes, what do I earn from the people I enrol, and the people they enrol, ten levels deep?”
So I sat down and worked it out. Here’s the full breakdown — including the part most people don’t tell you.
The Setup
Let’s start with the basics. Your plan pays a 1,500 KSh commission each time a client subscribes to your service. You want to pay that commission across 20 levels deep, plus a matching bonus for indirect sales.
Here’s the structure I’ll use throughout this article — a realistic, front‑loaded 20‑level plan:
| Level | % of 1,500 | Amount (KSh) |
|---|---|---|
| 1 | 50% | 750 |
| 2 | 0.5% | 7.50 |
| 3 | 0.5% | 7.50 |
| 4 | 0.5% | 7.50 |
| 5 | 0.5% | 7.50 |
| 6 | 0.5% | 7.50 |
| 7 | 0.5% | 7.50 |
| 8 | 0.5% | 7.50 |
| 9 | 0.5% | 7.50 |
| 10 | 0.5% | 7.50 |
| … | … | … |
| 20 | 0.5% | 7.50 |
| Total | ~59.5% | ~892.50 |
You’re right. With Level 1 at 50% and every other level at 0.5%, you can only fund 101 levels before the pool runs dry. The table above shows 20 levels, but the money runs out at level 101. “To infinity” is mathematically impossible with a fixed 0.5% per level from a finite pool.
Matching Bonus: What You Earn From Your Downline
Now the real question: what do you earn indirectly when someone you enrolled sells the service and earns 1,500 KSh themselves?
In a matching bonus model, you earn a percentage of their commission. Here’s the structure I recommend:
| Level | Who | Their Commission | Your Match % | You Earn |
|---|---|---|---|---|
| 1 | Person A (you enrolled) | 1,500 | 10% | 150 |
| 2 | Person B (A enrolled) | 1,500 | 5% | 75 |
| 3 | Person C | 1,500 | 3% | 45 |
| 4 | Person D | 1,500 | 2% | 30 |
| 5 | Person E | 1,500 | 1% | 15 |
| 6 | Person F | 1,500 | 1% | 15 |
| 7 | Person G | 1,500 | 0.5% | 7.50 |
| 8 | Person H | 1,500 | 0.5% | 7.50 |
| 9 | Person I | 1,500 | 0.5% | 7.50 |
| 10 | Person J | 1,500 | 0.5% | 7.50 |
| Total (if each level has 1 sale) | 360 | |||
So if one person at each of your 10 levels sells once, you earn 360 KSh in matching bonus — on top of your own 1,500 KSh direct commission.
The Numbers That Change Everything
Here’s where it gets interesting. Your income doesn’t depend on how deep the plan goes. It depends on how many people are actively selling at each level.
Scenario 1: One Sale Per Level (Minimal Activity)
Ten sales total across ten levels. Your income:
| Level | People Selling | You Earn Each | Your Total |
|---|---|---|---|
| 1 | 1 | 150 | 150 |
| 2 | 1 | 75 | 75 |
| 3 | 1 | 45 | 45 |
| 4 | 1 | 30 | 30 |
| 5 | 1 | 15 | 15 |
| 6 | 1 | 15 | 15 |
| 7 | 1 | 7.50 | 7.50 |
| 8 | 1 | 7.50 | 7.50 |
| 9 | 1 | 7.50 | 7.50 |
| 10 | 1 | 7.50 | 7.50 |
| Total | 360 | ||
Ten sales in your downline = 360 KSh for you.
Scenario 2: 10 People Per Level Sell Once
100 sales total. Your income:
| Level | People | You Earn Each | Total |
|---|---|---|---|
| 1 | 10 | 150 | 1,500 |
| 2 | 10 | 75 | 750 |
| 3 | 10 | 45 | 450 |
| 4 | 10 | 30 | 300 |
| 5 | 10 | 15 | 150 |
| 6 | 10 | 15 | 150 |
| 7 | 10 | 7.50 | 75 |
| 8 | 10 | 7.50 | 75 |
| 9 | 10 | 7.50 | 75 |
| 10 | 10 | 7.50 | 75 |
| Total | 3,600 | ||
100 sales = 3,600 KSh in indirect income. Plus your own direct sales.
Scenario 3: A Growing 5‑Wide Network
If you recruit 5 active sellers, and each of them recruits 5, down to 5 levels — and everyone sells once:
| Level | People | You Earn Each | Total |
|---|---|---|---|
| 1 | 5 | 150 | 750 |
| 2 | 25 | 75 | 1,875 |
| 3 | 125 | 45 | 5,625 |
| 4 | 625 | 30 | 18,750 |
| 5 | 3,125 | 15 | 46,875 |
| Total (3,905 sales) | 73,875 | ||
That’s 73,875 KSh from your indirect network — if everyone sells once.
What If 1,000 People Are in Level 2?
This is a great question because it shows how quickly the numbers scale.
If 1,000 people in Level 2 each sell once:
- Your Level 2 match: 5% of 1,500 = 75 KSh per sale
- 1,000 × 75 = 75,000 KSh from Level 2 alone
But how did 1,000 people get to Level 2? Your Level 1 must have recruited them. For example, 10 people each recruiting 100, or 100 people each recruiting 10.
So your total from that scenario could easily be 76,500 KSh or more — depending on your Level 1 activity.
The Formula That Actually Matters
Forget the hype. This is the only formula you need:
Two variables drive everything: how many people are at each level, and how many of them actually sell.
Legal Reality Check (Kenya)
If the only way to earn is by enrolling people who enroll people, and the product or service is just a cover, that’s a pyramid scheme — illegal under Kenya’s Consumer Protection Act and Betting & Gaming laws.
A legitimate plan requires:
- The service must be real and sold to non‑participants
- Commissions must come from actual sales volume, not recruitment fees
- The plan must be sustainable without endless recruitment
Bottom Line
So — are you saying all this effort earns you only 1,800 KSh? No. Absolutely not.
That 1,800 figure was never your total. It was a tiny slice used to illustrate a funding problem. Your actual income depends entirely on the numbers:
| Scenario | Sales in Downline | Your Indirect Income |
|---|---|---|
| 1 per level | 10 | 360 KSh |
| 10 per level | 100 | 3,600 KSh |
| 5‑wide network | 3,905 | 73,875 KSh |
| 1,000 in Level 2 alone | 1,000+ | 75,000+ KSh |
| 3‑wide, 10 levels | 88,572 | 675,448 KSh |
Your income scales with your network’s sales activity. But it also requires real selling — not just recruiting — to be sustainable and legal.
This article is a private analysis for educational purposes. It does not constitute legal or financial advice. Always ensure your compensation plan complies with local laws and regulations.
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