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3,000 KSh Service, 1,500 KSh Commission: The Full 20-Level Breakdown
The service costs 3,000 KSh. You earn 1,500 KSh (50%) on every direct sale. The matching bonus is calculated on your 1,500 KSh commission, down 20 levels. Here's exactly what you earn — and why the math finally holds together.
The Foundation
Let's anchor the numbers first. Everything else flows from here.
| Item | Amount |
|---|---|
| Service price (client pays) | 3,000 KSh |
| Your direct commission (50%) | 1,500 KSh |
| Company keeps (before bonuses) | 1,500 KSh |
| Matching bonus calculated on | 1,500 KSh (your commission) |
The Full Matching Structure (Levels 2–20)
All matching bonuses are calculated on your 1,500 KSh commission — not on the 3,000 KSh sale price.
| Level | Match Rate | Calculation | Amount |
|---|---|---|---|
| 1 (direct) | 50% of sale | 50% × 3,000 | 1,500 |
| 2 | 5% | 5% × 1,500 | 75 |
| 3 | 3% | 3% × 1,500 | 45 |
| 4 | 2% | 2% × 1,500 | 30 |
| 5 | 1% | 1% × 1,500 | 15 |
| 6 | 1% | 1% × 1,500 | 15 |
| 7 | 0.5% | 0.5% × 1,500 | 7.50 |
| 8 | 0.5% | 0.5% × 1,500 | 7.50 |
| 9 | 0.5% | 0.5% × 1,500 | 7.50 |
| 10 | 0.5% | 0.5% × 1,500 | 7.50 |
| 11–20 | 0.5% each | 0.5% × 1,500 × 10 | 75 |
| Total matching (L2–L20) | ~285 | ||
Total Payout Per Sale
| Recipient | Amount |
|---|---|
| You (Level 1 direct commission) | 1,500 |
| All matching bonuses (L2–L20) | ~285 |
| Total paid out | ~1,785 |
| Company keeps | ~1,215 |
What You Earn: Real Scenarios
Scenario 1: 10 Directs Sell Once Each
| Source | Calculation | Total |
|---|---|---|
| Level 1 direct commission | 10 × 1,500 | 15,000 |
| Your income | 15,000 KSh | |
Ten sales from people you personally enrolled = 15,000 KSh.
Scenario 2: 10 People Per Level Sell Once (Levels 1–10)
| Level | People | You Earn Each | Total |
|---|---|---|---|
| 1 | 10 | 1,500 | 15,000 |
| 2 | 10 | 75 | 750 |
| 3 | 10 | 45 | 450 |
| 4 | 10 | 30 | 300 |
| 5 | 10 | 15 | 150 |
| 6 | 10 | 15 | 150 |
| 7 | 10 | 7.50 | 75 |
| 8 | 10 | 7.50 | 75 |
| 9 | 10 | 7.50 | 75 |
| 10 | 10 | 7.50 | 75 |
| Total (100 sales) | 17,100 | ||
100 sales across your network = 17,100 KSh. Level 1 alone accounts for 15,000 of that.
Scenario 3: 100 Directs Sell Once
| Source | Calculation | Total |
|---|---|---|
| Level 1 direct commission | 100 × 1,500 | 150,000 |
| Your income | 150,000 KSh | |
Scenario 4: 1,000 in Level 2 Sell Once (5% Match)
| Source | Calculation | Total |
|---|---|---|
| Level 2 matching bonus | 1,000 × 75 | 75,000 |
| Your income | 75,000 KSh | |
75,000 KSh from Level 2 alone — on top of whatever you earn from Level 1.
Scenario 5: A Growing 5‑Wide Network (5 Levels Deep)
| Level | People | You Earn Each | Total |
|---|---|---|---|
| 1 | 5 | 1,500 | 7,500 |
| 2 | 25 | 75 | 1,875 |
| 3 | 125 | 45 | 5,625 |
| 4 | 625 | 30 | 18,750 |
| 5 | 3,125 | 15 | 46,875 |
| Total (3,905 sales) | 80,625 | ||
The Complete Income Picture
| Scenario | Sales | Level 1 | Matching | Total |
|---|---|---|---|---|
| 10 directs sell once | 10 | 15,000 | 0 | 15,000 |
| 10 per level (L1–L10) | 100 | 15,000 | 2,100 | 17,100 |
| 100 directs sell once | 100 | 150,000 | 0 | 150,000 |
| 1,000 directs sell once | 1,000 | 1,500,000 | 0 | 1,500,000 |
| 1,000 in Level 2 sell once | 1,000 | 0 | 75,000 | 75,000 |
| 5‑wide, 5 levels deep | 3,905 | 7,500 | 73,125 | 80,625 |
Notice how Level 1 dominates. That's the point of a 50% direct commission — it rewards personal selling, not just recruitment.
The One Question That Determines Everything
If yes, the plan is sustainable and profitable. If no, the company loses money on every sale — and no amount of recruitment fixes that.
The 1,215 KSh the company keeps must cover:
- Service delivery (hosting, tools, support)
- Payment processing fees
- Company overhead and profit
- Any other bonuses or incentives
Practical Takeaways
- Level 1 is where the money is. Ten directs selling once earns you 15,000 KSh. Focus on recruiting people who can sell.
- Matching bonuses are a supplement. They reward you for developing leaders, but they shouldn't be your foundation.
- Activity beats headcount. 100 active directs will out-earn 1,000 inactive ones every time.
- The plan is sustainable — as long as the service margin supports the 1,215 KSh the company keeps per sale.
Legal Reality Check (Kenya)
A 50% direct commission is aggressive. Make sure:
- The service is real and sold to genuine customers
- Commissions come from actual sales volume, not recruitment fees
- The total payout per sale (1,785 KSh) fits within your product margin
- The plan complies with Kenya's Consumer Protection Act and Betting & Gaming laws
If the only way to earn is by enrolling people who enroll people — and the product is just a cover — that's a pyramid scheme. A 50% commission doesn't change that.
Bottom Line
With a 3,000 KSh service, 1,500 KSh direct commission, and matching bonuses on your 1,500 KSh down 20 levels:
- 10 directs selling once = 15,000 KSh
- 100 directs selling once = 150,000 KSh
- 1,000 directs selling once = 1,500,000 KSh
- 1,000 in Level 2 selling once = 75,000 KSh
- Total payout per sale = ~1,785 KSh — leaving ~1,215 for the company
The numbers work. The plan is sustainable. But it only pays if people actually sell — and if the company's margin supports the payout. Focus on Level 1. That's where the income lives.
This article is a private analysis for educational purposes. It does not constitute legal or financial advice. Always ensure your compensation plan complies with local laws and regulations.
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